Can you rent an apartment with a fixed-term contract?

Renting an apartment as a fixed-term employee can seem complex, especially if you do not have a guarantor or if you are faced with strict selection criteria. However, there are several solutions to reassure owners and increase your chances of finding housing. This guide helps you understand the steps to follow and the alternatives available to rent an apartment on a fixed-term contract.

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Understanding the challenges for a prospective tenant on a fixed-term contract

As Tenant candidate in CDD, you may encounter some difficulties in renting an apartment. Landlords mainly seek to guarantee the payment of rent and to avoid unpaid bills. The nature of your employment contract, which is more precarious than a permanent contract, can cause concern.

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Main obstacles encountered:

• Revenues deemed to be unstable : A fixed-term contract may be perceived as less reliable in the long term.
• Absence of guarantor : The real estate agencies and some owners often ask for a vouch to secure the rental.
• Strict conditions : Owners prefer employees on fixed-term contracts with solid and regular financial resources.

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How to maximize your chances of renting an apartment on a fixed-term contract?

There are solutions to facilitate your rental file and convince an owner. Here are practical tips for reassure the owner and increase your chances of getting the housing you want.

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1. Preparing a solid rental file

One rental file comprehensive and well-structured is essential. Even without Visale warranty Or a vouch, you can prove your solvency. Here are the documents to include in your file:

• Recent pay slips : They have to prove that you win at least 2 to 3 times the rent amount.
• Work contract : Although it is on a fixed-term contract, a renewable contract or a long term of service can be an asset.
• Additional savings or income : A bank statement or proof of savings can reassure the owner.

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2. Use alternative guarantees

If you don't have a vouch family member or friend, you can explore solutions like Visale warranty or others Unpaid rent insurance.

• Visale warranty : This free public device offers a surety for tenants in a precarious situation. It takes care of unpaid rent for up to 36 months. More information is available on the Action Logement website: Visale warranty.
• Unpaid rent insurance (GLI) : Some owners take out a GLI unpaid rent insurance to protect yourself against the risk of non-payment. It is possible that this solution is partially or totally supported by the owner.
• Bank guarantee : Another solution is to deposit an amount equivalent to several months of unpaid rent on a blocked account, thus guaranteeing the payment of rent.

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3. Offer to pay several months' rent in advance

If you have a thrift, you can offer to pay several months' rent in advance. Although the law regulates this practice, it is sometimes accepted, especially if the owner is flexible.

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Rent an apartment on a fixed-term contract with a guarantor

If you are lucky enough to have a vouch, it can greatly facilitate your search. The guarantor undertakes to Pay rent in case of failure. For the future tenant and its guarantor are accepted, the guarantor must meet certain criteria:

• Stable and sufficient income : A guarantor must generally have an income at least 3 to 4 times greater than the rent amount.
• Residence in France : Most owners require the guarantor to reside in France.
• Bail holder : If your guarantor agrees to Carry caution, this makes the rental even more secure.

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Solutions for renters without guarantors

If you do not have a guarantor, several solutions are available to you to secure your rental:

• Cautioneo : This service can be guaranteed for you, for a fee. It checks your supporting documents and helps you convince the owner of the solidity of your file.
• Visale : As mentioned earlier, the Visale guarantee can be a very effective remedy for employees on fixed-term contracts.

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Find suitable housing

There are types of housing that are more accessible to employees on fixed-term contracts :

• Furnished accommodations : These accommodations are often more flexible and can be a good solution for a short-term fixed-term contract.
• Student or social residences : These homes are more likely to accept Tenant candidates in a precarious situation, such as employees on fixed-term contracts.
• Private owners : Some private owners may be more open and less demanding than the big real estate agencies.

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Conclusion

Rent an apartment in CDD represents a real challenge due to the requirements of owners who are primarily looking for tenants with stable incomes. As for the freelancers And the freelancers, the employees on fixed-term contracts have to prove their solvency and offer guarantees to convince donors. However, several solutions make it possible to optimize your file and increase your chances of obtaining housing.

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First, constitute a solid backrest With Pay slips, a employment contract detailing the duration and the possibility of renewal, as well as proof ofthrift can be a major asset. Then, theuse of alternative guarantees Like the Visale warranty, the Unpaid rent insurance or even a bank guarantee can reassure owners. In addition, offer pay several months' rent in advance can be a convincing argument for reluctant homeowners.

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Finally, to facilitate the search, it may be a good idea to turn to furnished accommodations, of social residences or even give preference to private owners, often more flexible than real estate agencies. Although rent an apartment on a fixed-term contract be complicated, a good preparation and a strategic approach can make all the difference in obtaining housing adapted to one's needs. If you need help finding an apartment, call on MeCaza, the rental hunting specialists in France.

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FAQ: Renting an apartment with a fixed-term contract

Can you rent an apartment without a guarantor with a fixed-term contract?

Yes, it is possible to rent an apartment without vouch by presenting a rental file solid, using devices such as the Visale warranty Or a Unpaid rent insurance.

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How does the Visa Guarantee work?

La Visale warranty covers up to 36 months of unpaid rent for eligible renters. This device is free and can be requested from Action Logement.

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Can the owner refuse a tenant on a fixed-term contract?

Yes, an owner can Refuse a tenant on a fixed-term contract If he feels that the rental file does not meet its requirements, but it should not be discriminatory.

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Are there any accommodations specially adapted for fixed-term contracts?

Les furnished accommodations And the student residences are often more accessible for renters in CDD, because they offer more flexibility.

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